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The Race is On to Beat Stamp Duty Changes

Changes to Stamp Duty come into force next year. Read on to learn how much they'll cost you and how to deal with them effectively. December is often a quiet time in the property market, but not this year. Buyer demand, especially among first-time buyers (FTBs), is on the rise, driven by impending changes to Stamp Duty. What's Changing?  Stamp Duty cuts announced in the 2022 Mini-Budget will...

Changes to Leasehold Laws, What You Need to Know

If you own or are buying or selling a leasehold property, there could be some significant changes to think about in 2025. With a leasehold property, you own the property but don’t own the land it sits on. Instead, you have a lease on it for a set number of years. You also pay ground rent to whoever owns the land – the freeholder. There are five million leasehold properties in England and Wales....

The Best Time to Market Your House is Weeks Away – Act Now

What is the Boxing Day surge, and why should sellers act now to capitalise on it? Here’s what you need to know. If you’re considering selling your home, a big day for showcasing your property to potential buyers is nearly upon us. Boxing Day is often thought of as a day for eating Turkey leftovers, watching old films or visiting relatives (including some we’d perhaps rather not). But...

2025 Property Forecast: Expect Steady Growth and More Rate Cuts

With the end of the year drawing closer, housing experts have revealed their predictions for 2025 and beyond – and the news is positive. According to national property firms Hamptons, Savills and JLL, the future looks bright. There’s no talk of a boom but rather cautious optimism for a steady-as-she-goes uptick. But first, a quick report card on 2024 The market has outperformed...

Lighting Tips to Help Sell Your House in Winter

Grey, cloudy days and darker nights don’t show your property to its best advantage. So, here are a few simple lighting tips that will help turn your home from dull to brilliant. They’re ideal when you’re doing winter viewings. Make your house shine out Garden lighting will boost your property’s kerb appeal and showcase what your garden offers even when it’s dark. (As well as helping...

What the Budget Really Means for Buyers and Sellers

Now that the dust has settled on the Autumn Budget, let’s look at how it will impact the property market. When the Chancellor unveiled her Budget a fortnight ago, she didn’t do things by halves. Rachel Reeves went big on tax, spending and borrowing in a Budget that accounting firm PwC described as “a concoction of sweet and sour”. While the Budget didn’t turn out to be as seismic for...

Interest Rate Cut… Is Tomorrow the Day?

The Bank of England meets tomorrow (Thursday 7 November) to set the official Bank Rate or base rate as it is also known. This is the rate that banks and building societies use to set the interest rates they charge borrowers. The last interest rate reduction was in August, from 5.25% to 5%. At the end of this summer, some experts were predicting there could be two more rate cuts this year. So,...

Good News If You’re Looking for a Mortgage

Think back to this time in 2022, and you’ll recall the mortgage market was in complete disarray. In the aftermath of the Mini-Budget, there was a frenzy of activity – none of it good for homebuyers or people looking to renew their mortgage. Worried lenders were pulling products left, right and centre, and the average two-year fixed deal jumped by 2% in just a month. But that was then, and...

Budget 2024 Countdown – Some Predictions For Homeowners

PM Keir Starmer has already issued a warning that next week’s Budget will be painful… to help fill a ‘£22 billion black hole’ of debt. So, could this Budget be painful for homeowners? In this article, we’ll take a look at what Chancellor Rachel Reeves might be planning. Capital gains tax It seems highly likely that there will be changes to capital gains tax (CGT) – the tax you pay on...

Hearty Dishes to Nourish Your Family and Friends This Autumn

Many people turn to comfort food to get through the colder, darker autumn and winter months. But reach too often for a plate of stodge, and your energy levels and waistline will pay the price. So, instead, why not make healthy homemade meals using seasonal ingredients to keep you fighting fit?   You could even do some batch cooking so that when you come home from work in the dark, the meal...

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